CoinPay

We offer consulting services and a stripe support payment gateway with a good DX

Fintech · Founded 2026 · United States

  • Fintech
  • Crypto & Web3

Can you vibecode this?

Kinda

The API, escrow logic, and wallet CLI ship as code. What takes real effort is running on-chain monitors across 10+ chains, a background finalization daemon, an on-chain indexer, and multisig escrow settlement — each must be right before anyone trusts it with money.

The business

Total revenueEstimated from public sources and the business’s own reporting, not independently verified.

$55K+

Verified recently

Monthly revenueEstimated from public sources and the business’s own reporting, not independently verified.

$15K+/mo

↑ Growing · 60-day average

Peak month

~$40K

Best single month

Growth

~1631×

Early months vs recent

Profit margin

0%

For owners

Own CoinPay? List it for sale.

Founders read this page looking for a business to build like your $15K+/mo one — some would rather buy one that already works. They skip the line, you get a clean exit. $25 one-time, no commission.

Why it works

  • Value proposition

    One API for crypto payments, trustless escrow and non-custodial wallets.

  • Problem

    Integrating crypto payments and escrow without a central authority holding funds.

  • Audience

    Businesses, freelancers and AI agents that need to send or receive crypto.

  • Business model

    Free tier at 1% per transaction; $49/month Professional at 0.5%; Enterprise at custom pricing.

Good to knowFree planWHMCSWooCommerceFOSSBillingMIT licensedTor network

Can you vibecode this?

Kinda

The API, escrow logic, and wallet CLI ship as code. What takes real effort is running on-chain monitors across 10+ chains, a background finalization daemon, an on-chain indexer, and multisig escrow settlement — each must be right before anyone trusts it with money.

Moat

  • Proprietary technology & IP
  • Switching costs

Why people pay CoinPay

CoinPay has built open-source, MIT-licensed multi-chain infrastructure including x402 protocol support, non-custodial wallet logic, trustless escrow, and a DID reputation system. Businesses that integrate the API, CLI, plugins, and escrow workflows accumulate transaction history and reputation scores that do not transfer to a fresh competitor.

  • Product complexity

    Moderate

    A REST API, web wallet, escrow engine, DID reputation system and AI agent skill file are all standard web app work.

  • Data

    Moderate

    Live on-chain data across ten blockchains must be indexed and monitored continuously via public node APIs.

  • Integrations & infrastructure

    Moderate

    Bitcoin, Ethereum, Solana, Polygon, BNB Chain, XRP, Cardano, Dogecoin, Bitcoin Cash and Lightning network connections are needed.

  • Human operations

    Low

    The platform is API-driven and automated; no human staff are required to process payments or escrows.

  • Regulation / hardware

    High

    Forwarding and holding crypto funds on behalf of users triggers money transmission licensing in most jurisdictions.

Build this business

Use the build specification below with any AI coding tool, or build it directly with Leapd.

Build This with Leapd →

Leapd builds

  • REST API, web wallet, escrow engine and DID reputation dashboard
  • Subscription and per-transaction fees with Stripe
  • Bitcoin, Ethereum, Solana, Polygon, BNB Chain, XRP, Cardano, Dogecoin and Lightning connections
  • A landing page

Leapd runs

  • Cold email outreach to potential customers
  • Meta ads
  • LinkedIn and X posts
  • SEO and AI-search visibility
  • A daily report of what shipped

Opportunity check

  • Passes: Proven market: $15K+/mo already paid for it
  • Passes: Proven model: Free at 1% per transaction; $49/month Pro at 0.5%; Enterprise custom
  • Passes: Proven need: Developers need crypto payments without custody
  • Partly: Buildable: Leapd builds the product; the rest is months of work, or an approval you hold
build-spec.txt
Build a crypto payment gateway sold as a subscription and per-transaction SaaS, with a REST API, non-custodial web wallet, trustless escrow and decentralized identity reputation system.

Product:
- Merchant accounts with API key management and a customer dashboard showing payment and escrow history
- REST API for creating payments, checking status and receiving webhook notifications with HMAC-SHA256 signatures
- Trustless escrow engine: create escrow with deposit address and two role-specific auth tokens, release or dispute flow with built-in arbiter support
- Non-custodial web wallet: wallet keys generated and stored in the browser, balance checks and send/receive across supported chains
- AI agent skill file at /skill.md so agents can create wallets, send payments and manage escrows autonomously
- Decentralized identity (DID) system: claim a did:key identity, build a 7-dimension trust score from completed transactions and port reputation across platforms
- On-chain deposit monitor: auto-detect incoming transactions and update payment and escrow status in real time
- API docs and CLI reference

Billing:
- Starter free plan at 1% per transaction (up to 100 transactions/month); Professional at $49/month with 0.5% per transaction and unlimited volume; Enterprise at custom pricing, all charged with Stripe.

Integrations:
- Bitcoin, Bitcoin Cash, Ethereum, Solana, Polygon, BNB Chain, Dogecoin, XRP, Cardano and Lightning Network connected through their public node and indexer APIs using the operator's own credentials.

Data:
- Live on-chain transaction and balance data for all supported blockchains, fetched through public blockchain node and indexer APIs.

Business details

Founded

February 2026

Less than a year old

Country

United States

Audience

BothBusinesses, freelancers, and AI agents

Domain ratingStrength of the website's backlink profile, from 0 to 100.

40 / 100

050100

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Questions

How much revenue does CoinPay make?

CoinPay has made $55K+ in revenue to date and brings in $15K+/mo, with its best month around $40K.

How does CoinPay make money?

CoinPay earns a 0.5–1% fee on every transaction and escrow settlement, plus a $49/month Professional subscription for unlimited volume.

Is CoinPay profitable?

CoinPay reports a 0% profit margin.

Is CoinPay growing?

Yes. Revenue has been rising over the last 3 months. Since its early months, monthly revenue has grown about 1631×.

Can you vibecode a business like CoinPay?

Kinda, with Leapd. It builds the product, then helps you find customers with outreach, ads and SEO. See the build spec →

Ready to build it?

The market is proven. The opportunity is real. Build your version with Leapd.

Build This with Leapd →

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